Everything You Need To Know About Bharti AXA General Insurance

Founded in 2008, Bharti AXA General Insurance Company is one of the leading non-life insurers in India. Since its launch, the insurance provider has established 101 branch offices across the country, issued around 9.8 million policies and settled 1.3 million claims. Bharti AXA General Insurance Company offers plans across several categories like motor, health, travel, home, student travel, critical illness and more.

By choosing Bharti AXA General Insurance Company, here is a look at what you get:

Car Insurance – Bharti AXA General Insurance Company’s comprehensive car insurance policy provides the following benefits:

  • Covers financial losses if your car gets damaged or stolen
  • Cashless claim settlement at 3000+ network garages
  • Discounts on premiums through the no-claim bonus
  • 24/7 Claim assistance

Health Insurance – Bharti AXA General Insurance Company’s health insurance policy provides the following benefits:

  • Coverage up to Rs. 1 crore
  • AYUSH Treatment, Day Care Treatment, Pre & Post hospitalization, among other
  • expenses, will be covered
  • Tax deductions can be claimed up to Rs. 55,000 under Section 80D
  • Cashless hospitalization facility across 4500+ network hospitals
  • 24/7 Claim assistance

Personal Accident Insurance – Bharti AXA General Insurance Company’s personal accident insurance policy provides the following benefits:

  • Coverage up to Rs. 30 lakhs
  • Accidental death and permanent partial or total are covered
  • Bonus on sum-insured for claim-free years
  • 24/7 Claim assistance

Student Travel Insurance – Bharti AXA General Insurance Company’s student travel insurance policy provides the following benefits:

  • Cover for travel and medical emergencies
  • Flexible policy period (as per the education course duration)
  • Cover for students between the ages of 16 and 40 years
  • 24/7 Claim assistance

Two Wheeler Insurance – Bharti AXA General Insurance Company’s comprehensive two wheeler insurance policy provides the following benefits:

  • Covers financial losses if your car gets damaged or stolen
  • Cashless claim settlement at 3000+ network garages
  • Discounts on premiums through the no-claim bonus
  • 24/7 Claim assistance

Critical Illness Insurance – Bharti AXA General Insurance Company’s critical illness insurance policy provides the following benefits:

  • Coverage for about 20 critical illnesses
  • Cashless hospitalization facility across 4500+ network hospitals
  • Tax deductions can be claimed up to Rs. 15,000 under Section 80D
  • 24/7 Claim assistance

Individual & Family Travel Insurance – Bharti AXA General Insurance Company’s individual & family travel insurance policy provides the following benefits:

  • Secures your trips across 130+ countries
  • Covers legal expenses towards third-party liability in case of death or bodily injuries
  • Option between single-trip and multi-trip policies
  • 24/7 claim assistance

Misconceptions about General Insurance

More often than not, people opt out of getting a cover simply because of the many misconceptions flying around. There have been reports where some have refrained from getting a health plan because they’re healthy and fit and don’t think they would be visiting a hospital anytime soon. Then there are those travellers who avoid taking a travel plan because they think they’ll be able to cover cost of emergencies out of their pockets in case something unfortunate happens abroad. Finally, a few risk going without motor insurance because they are excellent drivers and don’t think anything could go wrong. The truth is – lifestyle diseases are on the rise and many youngsters are falling prey to it, medical treatments can be expensive in foreign places, especially in Western countries, and motor insurance is mandatory regardless of how good you are as a driver.

To protect you from the various risks that could disrupt your finances, Bharti AXA General Insurance Company has designed different insurance policies. The insurance plans you need to consider availing from the insurance company for complete protection are:

•           Bharti AXA Smart Super Health Insurance
•           Bharti AXA Smart Health Insurance
•           Bharti AXA Smart Drive Private Car Insurance
•           Bharti AXA Smart Personal Accident Insurance
•           Bharti AXA Smart Traveller Student Insurance
•           Bharti AXA Two Wheeler Insurance
•           Bharti AXA Smart Critical Illness Insurance
•           Bharti AXA Smart Traveller Individual/Family Insurance

How To Compare Different Policies?

Before buying any insurance plan, you need to first compare the available options in the market on the basis of their features, benefits, premiums and exclusions, among other factors. This helps you make an informed decision regarding the policy you purchase. Online insurance broker Coverfox helps users compare policies of Bharti AXA General Insurance Company and other insurance providers within minutes. All you need to do is choose the segment of policy you want, enter your requirements and click on View Quotes. You can purchase policies that you think are useful with just the click of your mouse. To reach their customer support team, dial 1800 209 9920 or 1800 209 9930.

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